• Travel insurance agents expect a jump in call volume due to hurricane fears."Travelers clearly have concerns about bad weather hampering their travel plans. Choosing to buy insurance early—before a storm is named—is a smart way to protect their trip investment," says InsureMyTrip CEO Jim Grace.
• Some plans enable travelers to cancel a trip when NOAA issues a hurricane warning*.
• Once a storm starts forming, it's considered a foreseeable event and insurance coverage will no longer be available to cover losses related to that storm.
According to InsureMyTrip, 75 percent of customers will choose a comprehensive travel insurance policy for summer travel. This policy provides a variety of benefits including medical coverage, emergency travel services, baggage protection, trip cancellation and trip interruption coverage.
Here are some examples how insurance enables travelers to cancel a trip due to severe weather-related concerns under the trip cancellation benefit:
- Cancel trip due to weather: when common carriers such as airlines and cruise lines cease service due to weather.
- Cancel due to a hurricane warning: when a destination is under a NOAA-issued Hurricane warning.*
- Cancel because of storm damage at destination: when a hotel, resort, or vacation rental is devastated and made uninhabitable by a storm.
- Cancel because home is destroyed by storm: when the home of a traveler sustains destructive storm damage.
- Cancel trip for any reason: this is an optional time-sensitive benefit that allows travelers to cancel a trip for any reason. This benefit includes specific eligibility requirements.
Travelers interested in learning more about protection plans for travel during hurricane season can visit InsureMyTrip or call 800-487-4722 to speak with a licensed travel insurance agent.
* With most comprehensive travel insurance plans you must be within 24-48 hours of your scheduled departure and the cancellation must be more than 14 days after your effective date for trip cancellation coverage when a destination is under a NOAA-issued hurricane warning.