Cruise Wave Season: Travel Insurance Tips For Smooth Sailing in 2008

Cruise Wave Season is upon us: the annual three-month period from January through March when record numbers of cruises are booked by winter-weary individuals in search of a respite. While you're planning your high seas getaway, make sure you have travel insurance to protect your trip from the unforeseen events that can sink your cruise vacation, such as lost or delayed baggage, missed airline connections, and travel delays due to bad weather.

"With travel insurance, you can relax and enjoy peace of mind that your vacation is protected, all for a small fraction of your trip cost," explains Jim Grace, President and CEO of InsureMyTrip.com. "So before you make your great cruise escape, understand the basics of travel insurance with these facts from InsureMyTrip.com:"

• No two travel insurance policies are the same
• Coverages and premiums vary widely
• Don't just buy the first policy you find; compare and get expert advice
• Shop at one source to save time and money
• Be a smart shopper, ask the right questions, and use an independent, unbiased, 50-state licensed insurance agency
• Travel Insurance is insurance and coverage is more than just a limit; the policy wording is very important
• The policy you purchased last year is often a very different policy this year as companies are constantly changing coverages and policy wording to meet consumer demand
• InsureMyTrip.com is the most popular travel insurance website in the world and provides all of these services under one roof

"Lastly and perhaps most importantly, cruisers should know their coverage options," says Grace. "Typically, if you purchase travel insurance directly through a travel supplier such as a cruise line, airline, or tour operator, you cannot protect yourself should that travel supplier go bankrupt or become financially insolvent. Therefore, it's best to purchase your travel insurance protection from a third-party source."

Research is key to finding the right insurance at the right price for your particular needs. Cruise Diva recommends InsureMyTrip.com because it allows cruisers to review, rate, compare, and purchase travel insurance from the leading U.S. travel insurance companies in a completely secure environment. To find the protection that best suits your travel plans, visit their website or call (800) 487-4722 to speak with an expert travel insurance professional.